This article covers how to enable or disable Payment Methods in Blackpurl, configure automatic surcharges for card payments, and manage the Charge on Account option — including how to restrict it to specific customers.
​

Blackpurl includes a set of Payment Methods you can activate or deactivate to match how your dealership accepts payments. The following Payment Methods are available:

If your dealership has a Shopify and Blackpurl integration, an additional Payment Method called Webstore will also appear.
​

To choose which Payment Methods are active in your Blackpurl, navigate to the Payment Methods settings screen.
​

1. In the Blackpurl header, click your user icon and then click Settings.
​

2. From the System Settings Dashboard, select Settings & Controls.
​

3. Under the Settings & Controls options, select Payment Methods.
​

4. Use the toggle on each Payment Method to set it as active or inactive for your dealership.
​

Once saved, only the active Payment Methods will appear as options in the Deposit and Checkout sections of a Customer Order.
​

​

For Visa, Mastercard, Amex, and Discover payments, Blackpurl can automatically apply a surcharge fee that the customer pays at checkout. To enable this, turn on the Automatic payment method surcharges toggle in the Payment Methods settings screen.
​

For full surcharge setup instructions, see Payment Method Surcharge.
​

If your dealership uses Accounting Integration, review the General Ledger account linked to each Payment Method. When you activate a new Payment Method, it automatically defaults to the same General Ledger as your Undeposited Cash account. Confirm this is correct for your setup.
​

For guidance on General Ledger configuration, see Undeposited Funds General Ledger Explained.
​

If you use AfterPay or PayPal as Payment Methods and need help processing those payments once funds arrive in your bank account in your accounting package, see Recording PayPal and AfterPay Fees When Funds Are Received.
​

Charge on Account is an option that lets a dealership issue an unpaid invoice without collecting payment through Blackpurl at the time of checkout. The customer is not paying at the point of sale — instead, the dealership issues the invoice and collects payment separately.

When payment is received and recorded in your accounting package, the Blackpurl invoice is not automatically updated. The invoice in Blackpurl will always show Charge on Account as the payment method. However, if payments have been made against the invoice, a Blackpurl user can reprint the invoice to see the current Accounts Receivable balance for that invoice.
​

​

Blackpurl includes a system setting that lets you restrict the use of Charge on Account so that only specific customers can use it at checkout.
​

To enable this restriction, navigate to System Settings > Settings & Controls > Shop Settings and enable the Restrict use of Charge on Account by customer toggle.
​

When this setting is active, Charge on Account only appears as a checkout option for customers whose Customer Record has Allow Charge on Account set to Yes.
​

To update this setting on a Customer Record:
​

1. Open the Customer Record and click Edit.
​

2. Select or deselect the Allow Charge on Account checkbox.
​

3. Click Save.
​